anytime, anywhere
Accept payments your customers trust
iSmartPay helps businesses collect payments securely across mobile money, cards, bank transfers, and QR codes, all from one unified platform.
Whether you sell online, in-store, or remotely, iSmartPay gives you the flexibility to accept payments your way.
payment options
Mobile Money Payments
Mobile money is the most trusted way customers pay across Africa.
With ismartPay, businesses can collect payments instantly from customers on all supported mobile money networks securely, reliably, and in real time.
Whether you’re selling online, in-store, or remotely, ismartPay makes it easy to accept payments with just a phone number. Transactions are processed instantly, confirmations are immediate, and funds are settled fast so your business keeps moving without delays.
Even basic keypad (feature) phones can securely receive payment and billing prompts through USSD and SMS notifications. Customers don’t need internet access, mobile apps, or smartphones to complete a transaction.
Card Payments (Visa & Mastercard)
Enable fast, reliable card payments that support major debit and credit cards across local and international networks. iSmart ensures every transaction is protected with advanced encryption, fraud prevention, and full compliance with global security standards. Customers enjoy a seamless, mobile-friendly checkout experience, while your business benefits from higher conversion rates, real-time transaction tracking, and dependable payment processing you can trust.
Bank Transfer Payments
iSmartPay Bank Transfer Payments allow businesses and customers to move funds directly between bank accounts with confidence, speed, and full traceability.
This payment option is built for customers who prefer traditional banking channels, higher-value transactions, or corporate-grade payment flows. Whether payments are initiated online, in-store, or remotely, iSmartPay ensures every transfer is processed securely and confirmed in real time.
Seamless Wallet-to-Wallet Transactions
iSmartPay Wallet-to-Wallet payments enable instant transfers within the iSmart ecosystem, allowing users and businesses to send and receive money in real time with zero friction.
This payment method is designed for speed, convenience, and everyday transactions. Funds move instantly from one iSmart wallet to another, eliminating delays, third-party dependencies, and unnecessary processing
Get started today
ismartPay gives African businesses the power to accept, manage, and track payments across mobile money, cards, bank transfers, wallets, and QR codes securely and at scale.